Lighthouse Point · Broward & Palm Beach County
South Florida families deserve insurance built around their life — not a script.
Independent life, Medicare and annuity guidance from a Lighthouse Point advisor with 18 years of tenure. Compare 30+ carriers, get honest answers, and lock in the right coverage — usually the same week you call.
18 years
of tenure
Independent
30+ carriers
Same-day
quotes
No fees
you pay $0
Meet your advisor
Straight answers from someone who has actually done this for two decades.
Daniel has spent 18 years inside the life and financial-services industry — long enough to know which carriers pay claims quickly, which policies quietly underperform, and which coverage a Fort Lauderdale family actually needs. PB & J Insurance was built to make that experience directly available to residents across Broward County and Palm Beach County, without the pressure or the sales script.
18
Years of tenure
2
Counties served
30+
Carriers compared
$0
Cost to quote
What we cover
One advisor. Every stage of life.
From a newborn's first policy to Medicare enrollment to guaranteed retirement income — all handled locally, all independent, all quoted at no cost.
Life Insurance
Protect the people who depend on you
Term, whole, universal, mortgage protection, final expense and juvenile plans — quoted across 30+ carriers so you keep the coverage and drop the premium.
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Critical Illness & Supplemental
Cash when a diagnosis hits
Heart attack, stroke, cancer, hospital indemnity and accident plans that pay you directly — so a serious diagnosis doesn't become a financial one.
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Medicare
An unbiased broker for your Medicare year
Medicare Advantage, Supplement, Part D drug plans, dental, hearing and vision — reviewed side-by-side so you enroll in the right plan, not the loudest one.
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Annuities
Guaranteed retirement income, on paper
Fixed, fixed-indexed and multi-year guaranteed annuities structured to protect principal and produce predictable income across retirement.
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Coverage Index
Every kind of policy we place across South Florida.
A quick reference of the products we quote for families across Broward and Palm Beach County. Tap any group to explore the full page.
Serving South Florida
A local advisor for Broward & Palm Beach County.
PB & J Insurance is based on NE 27th Avenue in Lighthouse Point, right between Pompano Beach and Boca Raton. That means fast, in-person meetings when you want them — and clear phone and video consultations for anyone from Fort Lauderdale up through West Palm Beach. Wherever you are on the coast, you get the same experienced, independent perspective.
- Fort Lauderdale, FL
- Pompano Beach, FL
- Lighthouse Point, FL
- Deerfield Beach, FL
- Boca Raton, FL
- Delray Beach, FL
- Boynton Beach, FL
- West Palm Beach, FL
- Coral Springs, FL
- Wellington, FL
How it works
Three quiet steps. Zero pressure.
01
Tell us what matters
A short call or quote form. We listen to your family, your budget, and what you already have in place.
02
See the real market
We compare 30+ A-rated carriers and put the top two or three side-by-side. No jargon. No hidden fees.
03
Choose & protect
You pick the plan you like. We handle the paperwork, underwriting, and stay with you every renewal after.
What clients say
Two decades of doing this the right way.
“Daniel replaced our 20-year term with a policy that costs less and covers more. He explained every trade-off in plain English.”
“I dreaded turning 65 until we sat down. He walked me through every Medicare option and I actually understood my choice.”
“We wanted guaranteed retirement income without market drama. The annuity Daniel structured does exactly what he said it would.”
Free Quote
Get a free quote today — the same coverage, usually for less.
No pressure, no obligation. Just a straight answer from an advisor who has been doing this for 18 years.